Records
Permit history, property records, disclosures, association documents, available plans, and questions created by gaps.
Jeremy MartinSt. Johns County Real EstateThe property risk scan
This is not an inspection or a substitute for licensed specialists. It is the framework I use to organize what we know, what we do not know, and what deserves verification.
Permit history, property records, disclosures, association documents, available plans, and questions created by gaps.
Roof and systems age, visible deferred maintenance, renovations, drainage, lot conditions, and items for licensed inspectors.
Flood information, roof documentation, electrical and plumbing details, claims questions, quote timing, and specialist review.
Taxes after sale, CDD and HOA obligations, closing costs, financing constraints, reserves, and the monthly-payment picture.
Recent comparable sales, competing inventory, new-construction alternatives, concessions, and the property's specific position.
Nearby development applications, zoning, roads, easements, utilities, school assignment, and other location-specific checks.
For buyers
A useful plan identifies the right inspectors and advisors, orders work early, tracks open questions, and distinguishes a normal ownership cost from a true decision-changing issue.
For sellers
Before buyers, inspectors, appraisers, lenders, and insurers begin asking questions, a pre-listing risk review can surface missing permits, documentation gaps, condition concerns, and likely underwriting issues.
The goal is not to make every property risk-free. The goal is to understand which risks belong in the price, the contract, the specialist review, or the decision to walk away.
This framework does not replace a licensed home inspection, contractor evaluation, insurance advice, survey, appraisal, lender underwriting, association review, tax advice, or legal counsel.
Tell me what you are considering. I will help you identify the questions worth answering before you make the next move.